Reinsurance of Individual Life Products

Individual Life is Munich American Reassurance Company’s (MARC) core product line. We have achieved a leadership position by bringing a large internal capacity, skilled underwriting, competitive pricing, and a strong capital position to the marketplace. As a result, many of the industry’s largest companies have chosen MARC as their reinsurer. We emphasize automatic reinsurance programs and also provide facultative support to our clients.

Expert Underwriting

One of our key strengths is our people. Our underwriters and medical doctors in both Atlanta and Chicago have extensive experience and industry knowledge, which increases their understanding of complex medical and financial cases in today’s market. We are able to provide prompt and competitive offers on facultative cases, including larger or more difficult cases, and our clients benefit from the use of our online Life Underwriting Manual.

Product and Claims Support

We help our clients in pricing and product design by finding solutions to our clients’ individual needs in both traditional and alternative markets.

New product designs can present unique challenges. Our actuaries can tailor programs to fit a wide variety of life reinsurance needs. In addition to providing reinsurance support for conventional life insurance products like Term, Universal Life, Variable UL, and Whole Life, we also provide reinsurance for specialty products such as Corporate Owned Life Insurance (COLI) and Bank Owned Life Insurance (BOLI).

Our experienced claims staff provides consultation and claims assistance regarding the proper settlement of claims. MARC offers claims processing using our automated reinsurance claims system.

Stability

MARC has been in business for over forty years and some of our current clients have been with us for almost as long. Backed by the financial strength and international expertise of our parent company, along with the combination of our expertise and exceptional service will enable MARC to meet your needs today and into the future.